Freelancer’s pension

Today, freelancing is more popular among young people who do not think about old age, and even more so about retirement. Remote work will not leave you without money, but for this you need to make your own efforts.

How to get a freelancer’s pension?

  • You can register your activity as an individual entrepreneur, independently controlling the monthly accruals to the pension fund. To do this, determine your average income and calculate the percentage of deductions, but you should take into account the payment of taxes. But do not be afraid to pay contributions, because you can work out the length of service, without which the pension is not accrued at all and accumulate the desired amount.
  • Open a bank account and save any amount, it can even exceed the monthly percentage of contributions to the pension fund from your salary. This option is perfect for organized and patient people who know how to calculate their income and expenses, as well as manage their own money.
  • Investments are now very popular. For a few years of freelancing, you can save up a fairly decent amount that you can invest in your own business, project or real estate. Many people prefer to buy an apartment in order to rent it out later and receive monthly payments several times higher than their pension.
  • You can combine remote work with the main one, knowing how to properly allocate your time. Having earned the required number of years of experience, you can completely freelance.

How to choose the right bank deposit?

If you decide to provide for your old age on your own and not save money in a pension fund, you need to responsibly approach the issue of choosing a deposit. To begin with, it is worth familiarizing yourself with each type of contribution in more detail, paying attention even to the little things that I can play a cruel joke with you. The amount of interest may differ from those indicated in the advertisement, so this issue must be clarified before concluding an agreement. Often, interest depends on the term, amount and currency of the deposit. Please note that sometimes the interest rate can only be charged on a very large amount of the deposit, or be valid for a certain short period.

The longer the term of the deposit, the higher the interest rate, but sometimes even this rule may not work. Now you can find deposits that guarantee high interest when investing up to six months, and if you decide to invest for 10 years or more, the percentage may decrease. To get the maximum return on investment, you can use short-term deposits that are valid for up to 6 months. For example, invest a certain amount for 4-6 months, then close the deposit and open a new one, adding to it a new amount earned in another six months.

Pay attention to whether there is an opportunity to replenish the deposit, and whether you need it. Often the highest interest is charged on a certain amount, a deposit without the ability to deposit funds. You can choose average accruals on a deposit with the possibility of replenishment, but the bank may set a limit on the amount of an additional deposit.

Several ways to make money as a freelancer

  • If you work with large organizations, large-scale campaigns, we recommend that you conclude a short-term employment contract. In this case, the customer must pay the fee instead of the contractor. This rule does not work with ordinary individuals, as they prefer not to pay additional fees, commissions and other fees.
  • Pay your own premium, the amount of which is based on the wages you report. You can set a minimum wage and pay small contributions, or vice versa, try to save the maximum amount in a pension fund.
  • Working as a freelancer can be combined with official employment, while considering online work as an additional income in order to avoid overwork and stressful situations.
  • You can take advantage of government programs, view offers and terms of contributions, and apply.

Freelancing is often popular among people under 30 years old, and having crossed this age mark, many begin to wonder whether it is worth continuing. Many at this age start a family, which leads to new demands and fears. With the advent of small children in the family, you want to take less and less risks, as well as receive a stable income and career growth.

Should I quit freelancing after 30?

Determine what issues are bothering you, maybe it’s the lack of a pension, the lack of income growth, or the lack of a permanent fixed income. These problems are indeed faced by many people, but they can be solved if desired.

Don’t get hung up on doing tasks on your own, looking for customers on the freelance exchange or other sites when you can develop professionally. You can become an expert in your field and only do complex and voluminous jobs that pay a lot more and don’t take much of your time. Thus, profitability increases. Constant development, studying a large array of literature, writing complex papers and conducting your own research will help you achieve professional success.

Don’t stop there, if you have many years of experience in freelancing, you can share it with the younger generation and create your own studio. If you successfully cope with the tasks, there are more and more clients, as well as tasks that they want to entrust to you, but there is a catastrophic lack of time. You can become an employer and hire assistants, making sure of their knowledge and quality of work, take more orders and provide everyone with a job.

The next step could be your own business or project. It will not be difficult for an experienced journalist or copywriter to start a personal blog or create a website on topics of interest to many, for this it is enough to follow the trends. To promote your own resource, you can explore a new direction (SEO or SMM), which can also bring you income.

When, after many sleepless nights, the diploma is finally ready, I want to pass it and forget it. But the university will not lag behind the student so easily. After all, the full text of the diploma was read only by the supervisor, and a whole commission will gather to evaluate it. Therefore, in many respects, his assessment depends on how the student defends his diploma.

So what is a successful defense?

  • Competent protection text
  • positive diploma review
  • confident answers to commission questions

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

Speech structure

Of course, what exactly to say in the defense depends mainly on the topic of the thesis and on what exactly is written in it, but there are general recommendations that are suitable for everyone.

  • First of all, we need to greet the members of the evaluation committee. (“Dear members of the attestation commission! Your attention is presented to the final qualifying work on the topic …”)
  • Introductory part. Here you need to reveal the topic and identify the issues that are raised in the work.
  • Relevance of the topic. At this stage, it is important to prove the relevance of the chosen topic and the degree of its development in other people’s works. Indicate the subject, object, objectives and purpose of the study.
  • Theme disclosure structure. Here you just need to list the paragraphs that are in the work and briefly describe them.
  • Problem statement. To confirm the relevance of the topic, it is necessary to state the problem and indicate the debatable opinions on this matter.
  • Conclusions. At the end of the speech, the commission should hear the conclusions that the student came to in the course of writing the diploma, in which there are ways and methods for solving the stated problems.

On the one hand, it seems that it is much easier to write a graduation speech than the diploma itself. However, high-quality speech is a skillful squeeze out of the work, as well as its competent presentation. And it often happens that a diploma is written with the highest score, and a student gets a worse grade. Therefore, if there is a lack of self-confidence, you can order a speech on our website. And then the probability of failure due to bad speech will disappear. After all, we give a twenty-day guarantee for the work, and if something does not suit you, you can demand that the author finalize the order for free. We make sure that students are satisfied, so if the final version of the work does not meet the stated requirements, you will get your money back.

Formal requirements

When writing a speech for a thesis, you must also take into account that there are purely formal requirements.

  • Time. Do not forget that there are many students, but only one commission. Therefore, the time for a defensive speech is regulated and ranges from 5 to 7 minutes. At the same time, you should remember about the time that will be spent on commission questions.
  • Intonation. Where, no matter how on the defense of a diploma, is it important to win over listeners? Therefore, it is better not to read the speech monotonously, making accents with intonation.
  • Style. When presenting a speech, it should be remembered that the main goal is understanding on the part of the commission. Therefore, you should not be too smart, but you can’t switch to colloquial speech either. In this matter, you need to observe the golden mean.
  • Pronouns. As in the diploma itself, it is important to remember during the defense that although the author of the diploma is clearly spelled out, there are a lot of true owners of knowledge reflected in the work (the authors of all the sources the student relied on plus the supervisor), so first-person pronouns are not appropriate here.
  • Questions. After the end of the speech, questions from the commission will inevitably follow, and you need to be ready for them. Suggested questions should be written down in the course of writing the thesis, work through all the questions that arose during the pre-defense, and you can also look at the questions at the end of chapters from textbooks on this topic.
  • Pre-protection. In such a matter as defending a diploma, it is better not to be presumptuous and neglect pre-defense. On it, you can practice giving a speech and write down possible questions from the audience. This will allow you to feel more confident in the official defense.

Of course, these are only recommendations, and no one forces you to strictly follow them. However, the rejection of some positions during the defense will create additional questions from the certification committee, which is not always loyal. Therefore, it is best to think through all possible questions and answer them in advance in a defensive speech. Then the teachers will have a minimum of questions, and they will be grateful for the saved time.