Freelancer’s piggy bank: how to effectively manage finances

Any beginner or experienced freelancer who perceives this type of activity as a full-time job strives for high income.

A sober assessment of your capabilities and a desire to grow professionally help you achieve success in freelancing. The main issue becomes financial, especially when it is not possible to effectively manage finances.

Why doesn’t it work or where does the money go?

It is impossible to achieve financial well-being without the ability to properly manage your finances. This problem becomes especially acute in freelancing. Where does the money go and why it is not possible to save it:

1. You started earning more, so your tastes in food, clothes, etc. have changed. You shouldn’t immediately move to the “other level” of life, first you need to make your high incomes stable. Otherwise, there is a risk of spending more than you earn and eventually getting into debt.
2. You have a habit of spending all the money you earn without setting aside a certain amount for savings. There can be many expenses, and they grow in proportion to income. The most “dangerous” are the so-called “small” expenses. At first glance, they are not noticeable, but the desire to “stingy on trifles” can result in a tidy sum.
3. You eat or drink your free time, and as a result, you spend a lot of money on your favorite treats. Favorite movies, series or TV shows with delicious food or drinks are an attractive activity for those who do not lead an active lifestyle. The habit of enjoying food in front of the TV is fraught not only with extra pounds, since there is always a temptation to eat more, but also with health problems.

A smart financial approach to freelancing

A good financial approach for a freelancer is as follows:

1. Create a piggy bank, the so-called “emergency reserve”. To work, knowing that you always have a certain amount, which is constantly growing, is much calmer than worrying about tomorrow. Moreover, this way you will always have the opportunity to cope with unexpected expenses.
2. Approach your loan wisely. It is generally not recommended for freelancers to take loans if their financial income is not constant. First try to achieve financial stability, and then you can take a loan, otherwise you risk being left without a livelihood and getting into debt.
3. Make up your financial plan. It should include the achievement of several goals, both long-term and short-term. Carefully plan any material acquisitions, based on the size of your earnings. This will prevent you from spending more than you can afford at a certain stage.
4. Be in control of your spending. Just do it systematically and with obligatory entries in a notebook or on a PC. Don’t rely on memory alone. For example, a lot can be forgotten, but at the end of the month you will be shocked by the fact that the money again “gone to no one knows where”.
5. Try to save as much as possible. Analyze your expenses by dividing them into mandatory, incidental, urgent, etc. Avoid accidental expenses that were completely unnecessary. It may just be an emotional impulse that you want to satisfy.
6. Change your habits. Psychologists advise against going to the supermarket in a state of hunger. Otherwise, there is a temptation to buy more than planned. Moreover, avoid the culinary section. Often, the desire to “just look” develops into the temptation to make a purchase.
7. Never leave your wallet empty. Money attracts money, esotericists say, many believe in this and this scheme works for them. Let a certain amount always be in your wallet.

How to make money freelancing

Greater earnings on freelancing are quite possible if you have such basic qualities for a freelancer as a responsible approach to work, literacy, dedication, and the ability to concentrate on the task at hand.

There are many exchanges on the freelance market offering different types of cooperation. It is important to determine for yourself the very niche in which it will be comfortable and easy for you to work. In this case, financial stability will be quite achievable for you.

Author24 Exchange allows its freelancers to discover and successfully realize their creative abilities in a job that suits them. Moreover, here you can really become financially independent with some effort and with the right approach to work.

When, after many sleepless nights, the diploma is finally ready, I want to pass it and forget it. But the university will not lag behind the student so easily. After all, the full text of the diploma was read only by the supervisor, and a whole commission will gather to evaluate it. Therefore, in many respects, his assessment depends on how a student defends a diploma.

So what is a successful defense?

• Competent protection text
• positive diploma review
• confident answers to commission questions

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our experts will write you a paper of any complexity, and you can discuss the price with them personally.

Speech structure

Of course, what exactly to say in the defense depends mainly on the topic of the thesis and on what exactly is written in it, but there are general recommendations that are suitable for everyone.

• First of all, we need to greet the members of the evaluation committee. (“Dear members of the attestation commission! Your attention is presented to the final qualifying work on the topic …”)
• Introductory part. Here you need to reveal the topic and identify the issues that are raised in the work.
• Relevance of the topic. At this stage, it is important to prove the relevance of the chosen topic and the degree of its development in other people’s works. Indicate the subject, object, objectives and purpose of the study.
• Theme disclosure structure. Here you just need to list the paragraphs that are in the work and briefly describe them.
• Problem statement. To confirm the relevance of the topic, it is necessary to state the problem and indicate the debatable opinions on this matter.
• Conclusions. At the end of the speech, the commission should hear the conclusions that the student came to in the course of writing the diploma, in which there are ways and methods for solving the stated problems.

On the one hand, it seems that it is much easier to write a graduation speech than the diploma itself. However, high-quality speech is a skillful squeeze out of the work, as well as its competent presentation. And it often happens that a diploma is written with the highest score, and a student gets a worse grade. Therefore, if there is a lack of self-confidence, you can order a speech on our website. And then the probability of failure due to bad speech will disappear. After all, we give a twenty-day guarantee for the work, and if something does not suit you, you can demand that the author finalize the order for free. We make sure that students are satisfied, so if the final version of the work does not meet the stated requirements, you will get your money back.

Formal requirements

When writing a speech for a thesis, you must also take into account that there are purely formal requirements.

• Time. Do not forget that there are many students, but the commission is one. Therefore, the time for a defensive speech is regulated and ranges from 5 to 7 minutes. At the same time, you should remember about the time that will be spent on commission questions.
• Intonation. Where, no matter how on the defense of a diploma, is it important to win over listeners? Therefore, it is better not to read the speech monotonously, making accents with intonation.
• Style. When presenting a speech, it should be remembered that the main goal is understanding on the part of the commission. Therefore, you should not be too smart, but you can’t switch to colloquial speech either. In this matter, you need to observe the golden mean.
• Pronouns. As in the diploma itself, it is important to remember during the defense that although the author of the diploma is clearly spelled out, there are a lot of true owners of knowledge reflected in the work (the authors of all the sources the student relied on plus the supervisor), so first-person pronouns are not appropriate here.
• Questions. After the end of the speech, questions from the commission will inevitably follow, and you need to be ready for them. Suggested questions should be written down in the course of writing the thesis, work through all the questions that arose during the pre-defense, and you can also look at the questions at the end of chapters from textbooks on this topic.
• Pre-protection. In such a matter as defending a diploma, it is better not to be presumptuous and neglect pre-defense. On it, you can practice giving a speech and write down possible questions from the audience. This will allow you to feel more confident in the official defense.

Of course, these are only recommendations, and no one forces you to strictly follow them. However, the rejection of some positions during the defense will create additional questions from the certification committee, which is not always loyal. Therefore, it is best to think through all possible questions and answer them in advance in a defensive speech. Then the teachers will have a minimum of questions, and they will be grateful for the saved time.