Freelance financial literacy

In our time, it is important for any freelancer to acquire financial literacy and learn the basics of money management. Otherwise, you can get financial difficulties or other problems. But how to do it, what basic principles of money management will be useful in freelancing?

Financial literacy for a freelancer

Freelancing is a rather unstable profession. It is almost impossible to understand how much money you will earn in a particular month. But what if you need to pay a loan or support a family? In this case, it is simply vital for you to count on a certain income. How to achieve stability and why is it important to plan your financial affairs?

It often happens that in one month you can earn more money, and in another you simply cannot find a job. Getting a project becomes an overwhelming task for you, which you have to put off until tomorrow. In such conditions, the probability of downtime is high. If you sit idle, there will be no more money. This is quite obvious and requires no explanation. But what to do in such situations? How to avoid worsening financial situation?

Plan your expenses

If you are unable to plan your income, try to do it at least with expenses. So it will be easier for you to understand how much you need to earn in order to live this month without any difficulties. Every time you receive funds, you need to try to save money. If you have earned more than you need or you planned – take care of possible difficulties in the future, save money.

If you have a small reserve capital that you can spend in case of need, you can not worry about it and it will be easier to work. Let’s say you borrowed a car. You have a family and children, you need to support them. If in some month you cannot earn the required amount, in the next there is a big risk that you will not leave the thought of possible difficulties in the future. This is very bad for your performance and productivity.

Plan out all your expenses. Find the minimum amount that you need to earn monthly and strive to reach it anyway. If possible, create a reserve so that in which case you can cover a bad month without falling into a debt hole.

Of course, all these rules must be observed at the initial stage, when you have not completely abstracted and gained enough experience. When your reputation grows, it will not be difficult for you to receive projects quickly and thus replenish your budget.

Freelancers don’t always have a hard time. Only the initial stages are especially difficult, when you need to get used to the new environment, get positive reviews, make a portfolio and develop a base of regular customers.

Increase your income

It is very important not only to save money, but also to constantly develop. If you learn and develop, you can earn much more. The more a person knows, the more he is able to earn. In such circumstances, you do not have to think about how to spend money this month.

The only thing that is always important to remember is that money must work. If you have extra money, savings or something like that – let them work. If the money lies, it will depreciate at a time when it could bring you passive income. There are different ways to invest money. The best of them is your own education, because the more you know, the more you can.

Financial literacy is very important for a freelancer. Here, unlike office work, you will not be told what to do by different bosses and leaders. If you don’t want to, you can do nothing. But the problem is that in this case your earnings will also be minimal.

That’s the problem with freelancing. Although here you have a certain freedom of action, you, in turn, lose constancy. At an office job, you can be sure that you will earn a certain amount of money by the end of the month. Here there is no such thing. To plan your income, you need to make some efforts at least to ensure that they are. You have to keep looking for orders. And there are no managers here who can do it for you. All stages of working with clients also fall on your shoulders.

Why is it important to be financially literate?

If you do not understand the basic rules of money management, you may encounter problems such as lack of money, financial difficulties, debts and loans. In such conditions it is difficult to live and work, especially when you work from home, and nothing allows you to be distracted and tune in to fruitful work.

It’s better to plan ahead. Try to foresee all possible expenses in advance, or at least collect a reserve capital that you can use to pay off all the necessary obligations or debts. So you can not worry about anything, and even if you do not have the best month, you can easily cover all your expenses.

Financial literacy will also allow you to earn more. People who have an understanding of the economic component, as a rule, are much more valued in the labor market. If you do not just blindly do your job, but also understand what contribution it makes to the common cause, what place it occupies in the financial system, they will often be willing to pay you a little more.

When, after many sleepless nights, the diploma is finally ready, I want to pass it and forget it. But the university will not lag behind the student so easily. After all, the full text of the diploma was read only by the supervisor, and a whole commission will gather to evaluate it. Therefore, in many respects, his assessment depends on how the student defends his diploma.

So what is a successful defense?

• Competent protection text
• positive diploma review
• confident answers to commission questions

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our specialists will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our specialists will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our specialists will write you a paper of any complexity, and you can discuss the price with them personally.

In the introduction to the course it is necessary to indicate many important points. One of them is methodology. The student is required to indicate what methods he will use in the study of the topic. This is not the easiest task, and often students cannot cope with this task themselves. In this case, you can contact us. Our specialists will write you a paper of any complexity, and you can discuss the price with them personally.

Speech structure

Of course, what exactly to say in the defense depends mainly on the topic of the thesis and on what exactly is written in it, but there are general recommendations that are suitable for everyone.

• First of all, we need to greet the members of the evaluation committee. (“Dear members of the attestation commission! Your attention is presented to the final qualifying work on the topic …”)
• Introductory part. Here you need to reveal the topic and identify the issues that are raised in the work.
• Relevance of the topic. At this stage, it is important to prove the relevance of the chosen topic and the degree of its development in other people’s works. Indicate the subject, object, objectives and purpose of the study.
• Theme disclosure structure. Here you just need to list the paragraphs that are in the work and briefly describe them.
• Problem statement. To confirm the relevance of the topic, it is necessary to state the problem and indicate the debatable opinions on this matter.
• Conclusions. At the end of the speech, the commission should hear the conclusions that the student came to in the course of writing the diploma, in which there are ways and methods for solving the stated problems.

On the one hand, it seems that it is much easier to write a graduation speech than the diploma itself. However, high-quality speech is a skillful squeeze out of the work, as well as its competent presentation. And it often happens that a diploma is written with the highest score, and a student gets a worse grade. Therefore, if there is a lack of self-confidence, you can order a speech on our website. And then the probability of failure due to bad speech will disappear. After all, we give a twenty-day guarantee for the work, and if something does not suit you, you can demand that the author finalize the order for free. We make sure that students are satisfied, so if the final version of the work does not meet the stated requirements, you will get your money back.

Formal requirements

When writing a speech for a thesis, you must also take into account that there are purely formal requirements.

• Time. Do not forget that there are many students, but only one commission. Therefore, the time for a defensive speech is regulated and ranges from 5 to 7 minutes. At the same time, you should remember about the time that will be spent on commission questions.
• Intonation. Where, no matter how on the defense of a diploma, is it important to win over listeners? Therefore, it is better not to read the speech monotonously, making accents with intonation.
• Style. When presenting a speech, it should be remembered that the main goal is understanding on the part of the commission. Therefore, you should not be too smart, but you can’t switch to colloquial speech either. In this matter, you need to observe the golden mean.
• Pronouns. As in the diploma itself, it is important to remember during the defense that although the author of the diploma is clearly spelled out, there are a lot of true owners of knowledge reflected in the work (the authors of all the sources the student relied on plus the supervisor), so first-person pronouns are not appropriate here.
• Questions. After the end of the speech, questions from the commission will inevitably follow, and you need to be ready for them. Suggested questions should be written down in the course of writing the thesis, work through all the questions that arose during the pre-defense, and you can also look at the questions at the end of chapters from textbooks on this topic.
• Pre-protection. In such a matter as defending a diploma, it is better not to be presumptuous and neglect pre-defense. On it, you can practice giving a speech and write down possible questions from the audience. This will allow you to feel more confident in the official defense.

Of course, these are only recommendations, and no one forces you to strictly follow them. However, the rejection of some positions during the defense will create additional questions from the certification committee, which is not always loyal. Therefore, it is best to think through all possible questions and answer them in advance in a defensive speech. Then the teachers will have a minimum of questions, and they will be grateful for the saved time.